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What’s the Difference between an 18-Wheeler and Car Accident Settlement?

What’s the Difference between an 18-Wheeler and Car Accident Settlement?

What’s the Difference between an 18-Wheeler and Car Accident Settlement?

People who’re injured in commercial truck accidents often make the mistake of assuming that the claims process will be similar to a regular car accident injury, but on a larger scale. Let’s make it clear once and for all: it’s not. Over the course of this blog post, we’ll discover some of the most prominent differences between the claim processes of 18-wheeler accidents and common passenger vehicle accidents.

Heftier Insurance Policies

Due to the nature, size, and interstate movement of commercial 18-wheelers, the insurance policies they carry can be worth 50 times more than the one on a common passenger vehicle. This is quite understandable when you consider that the potential damage a large commercial truck can inflict is significantly greater as well.

It’s not uncommon for commercial trucks to have insurance policies reaching in the millions, which is why commercial truck insurance carriers try their utmost to wiggle out of liability. Their insurance adjusters may also offer a seemingly large amount of money as settlement. However, the amount can be less than you deserve, which is why you shouldn’t make any decisions before consulting an expert 18-wheeler accident attorney Houston.

Different Regulations

18-wheelers are typically used to make interstate deliveries, which is why their drivers and the owning companies are required to register with the Department of Transportation and the Federal Motor Carrier Safety Administration. Due to nature of their job and the size of their vehicles, these trucking companies need to comply with a significantly higher number of regulations than a typical passenger vehicle.

Since passenger vehicles are not governed by the same regulations, truck accidents are often much more complicated when it comes to determining the cause and liability of the accident.

Greater Damage

Common passenger vehicles, including large SUVs and pickup trucks, typically don’t weigh more than 7,000 lbs. 18-wheelers and large commercial trucks, on the other hand, can weigh in excess of 80,000 lbs. A vehicle of this weight and size can naturally inflict catastrophic damage to anything that gets in its path. It’s not uncommon for property damage from a commercial truck accident to reach into the millions.

Requires Unique Attorney Experience

An expert 18-wheeler accident lawyer understands the techniques employed by the insurance companies, the regulations truckers must adhere to, and how their complex insurance policies work. They can help you get the maximum possible settlement from your circumstances

Having an experienced wrongful death attorney at your side can be the catalyst to getting your life back on track. If you’re a resident of Houston, get in touch with us at the Estes Law Firm for a consultation.



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